SEC Clears Jia Financing; Company Resumes Full SME Lending Operations

Resolution confirms matter was administrative; Jia continues expanding SME financing nationwide and strengthens commitment to financial inclusion.

On 11 September 2025, Jia Financing Inc., a licensed financing company in the Philippines, announced that the Securities and Exchange Commission (SEC) had issued a resolution dated 09 September 2025 lifting the temporary suspension of its Certificate of Authority, which had been imposed in July. This fully authorizes Jia to operate and continue offering SME financing, invoice financing, and receivables financing solutions to entrepreneurs nationwide.

The SEC’s action followed Jia’s Motion for Partial Reconsideration and confirmed that the matter was purely administrative, not substantive. In its Resolution, the Commission confirmed that the issue was purely procedural and not related to Jia’s lending practices, borrower conduct, or business model.

Read: ​SEC suspends Jia Financing’s license

​Clarification on Online Lending Platform (OLP) Misconception

Some earlier media reports mistakenly categorized Jia as an Online Lending Platform (OLP). The SEC Resolution confirms Jia is not an OLP but a duly licensed Financing Company focused exclusively on SME lending.

Jia Financing operates under a valid Certificate of Authority as a Financing Company, offering business financing products such as invoice financing, receivables financing, purchase order financing, and working capital financing. This distinction underscores Jia’s exclusive focus on SMEs, not consumer online lending.The suspension arose from procedural technicalities, not from the nature of Jia’s products or its compliance framework.

Commitment to Regulation and Mission

“We respect the SEC’s role in ensuring proper governance for financing companies, and we are grateful for their guidance,” said Krizanne Ty, MBA, Country Head of Jia Financing Inc. “This Resolution closes a temporary chapter and gives us clarity to move forward with renewed focus on expanding access to SME financing.”

Jia continues to be supported by reputable venture capital investors and credit funds, ensuring strong capitalization for its growing SME loan portfolio. 

“Our mission has always been to help SMEs thrive,” Ty added. “With this matter resolved, we are in a stronger position than ever to serve our borrowers, partners, and investors. At the end of the day, our focus is simple — helping Filipino entrepreneurs get faster access to the capital they need to grow”

Jia Financing Inc. is the Philippine subsidiary of Jia Co., a global fintech company headquartered in Delaware with operations in Los Angeles, Manila, and Nairobi. Licensed by the SEC as a Financing Company, Jia provides invoice and receivables financing, purchase order financing, and SME working capital loans. The company enables entrepreneurs to better manage receivables, access capital, and grow sustainably.

With its SEC license restored, Jia Financing is actively expanding receivables financing, invoice discounting, and purchase order financing programs across the Philippines.