Move In Now: SMDC Offers Fully-Furnished Condo Unit for Only 5% Down Payment

SM Development Corporation (SMDC), the core residential arm of SM Prime Holdings, Inc. (SM Prime), recently launched its newest program, Move In Now.

Available until the end of April 2025, this program allows qualified buyers of ready-for-occupancy (RFO) units to move in within 90 days upon reservation in fully furnished condo units for only 5% spot down payment. A limited number of units are included in this offer, and availability is on a first-come, first-served basis.

Every unit under the Move In Now comes fully furnished through Good Stays, SMDC’s in-house styling program through partnerships with SM Home, Our Home, Ace Hardware and SM Appliance. Buyers can choose from multiple furnishing options, allowing them to personalize their space for maximum comfort or rental potential.

The Good Stays Program allows SMDC buyers to include furnishing costs in the total contract price of the unit, enabling them to pay for both the unit and furnishings in installments. SM affiliates also offer discounts to SMDC buyers to make home furnishing more affordable.

“Today’s homebuyer wants speed, ease and value—and Move In Now delivers all three,” said SMDC Executive Vice President Grace M. Sta. Ana. “We’re not just handing over keys—we’re handing over a fully realized living space, thoughtfully designed and ready from day one.”

For Filipino buyers, move-in is possible with a 5% spot down payment, followed by 5% in 12 months and the remaining balance via bank financing or cash payment.

SMDC also provides structured bank loan assistance to facilitate home financing for its property buyers, particularly during the transition from monthly payments to bank financing for remaining balances.

Meanwhile, foreign buyers can avail of the offer with just 10% down payment, with in-house financing options available as well.

“Homeownership shouldn’t feel out of reach or years away,” Sta. Ana added. “By integrating Move In Now with Good Stays, SMDC gives buyers the chance to start living or earning from their condo right away—no long waits, no guesswork, just a smart move.”