GCash Unlocks Affordable and Accessible Insurance for Over 14 Million Filipinos with GInsure

Insurance has long been considered a necessity to building financial resilience. However, for many Filipinos, its perceived costs often make it feel like a luxury only a few can afford. With daily needs considered a larger household priority, protection from future risks like illnesses or scams are often sidelined to save on expenses.

GCash, the country’s leading finance super app, aims to change this. Through its digital insurance platform GInsure, GCash makes flexible, straightforward, and affordable coverage conveniently available on a platform trusted by millions of users to manage their daily finances. Since launching in 2021, GInsure has empowered micro-insurance for over 14.6 million users offering over 51.4 million policies as of Q1 2025.
 
“We are humbled to be able to come to the aid of users who are looking for a more affordable and accessible way to protect themselves and their loved ones today and in the future,” said Winsley Bangit, GCash vice president and head of new business.
 
Affordable protection made simple

With a focus on affordability, GCash empowers more Filipinos to build financial resilience and prepare for a brighter future. Users can choose from over 48 insurance products tailored for their lifestyle needs including coverage for Health, Life, Travel, and more all within the app’s Marketplace.
 
Customers can also enhance their protection when transacting online using popular GCash features with just a few taps. Express Send Scam Insurance provides personal cyber protection from common types of scams for only P30 good for 30 days.
 
More recently, GInsure launched Buy Load Plus Health Insurance, which gives free health and accident insurance to customers who purchase mobile load credits with the GCash app. Eligible users can get up to P30,000 in free accident and health insurance benefits. If they are unable to work, users can also get hospital income coverage of P500/ day for up to 5 days. These benefits come at no additional cost or obligation.
 
Everyday readiness through micro-insurance

For GCash, micro-insurance provides a practical way to extend financial protection to those who have traditionally been uninsured or under-insured, especially where communities often face the greatest need for financial protection but have limited access to traditional insurance products.
 
By offering affordable and straightforward coverage through a digital platform, GCash empowers more customers to safeguard themselves from unexpected challenges without added hassle or expense.
 
As it continues to expand access to affordable insurance, GCash helps make financial protection a realistic part of everyday life for millions of Filipinos, giving them peace of mind and greater confidence to face challenges that lie ahead. For more information, please visit www.gcash.com.

GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.
 
GCash is a staunch supporter of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.