GCash and Mastercard Bring the Future of Payments with Tap n' Pay

GCash, the leading finance super app in the Philippines, and global technology company Mastercard have teamed up to introduce Tap n’ Pay – a contactless payment solution designed to make everyday transactions faster and more convenient.

As digital payments continue to shape modern lifestyles, consumers seek seamless and hassle-free ways to transact. Tap n’ Pay meets this demand by enabling users to make purchases effortlessly—simply by tapping their NFC-enabled Android phone on a compatible point-of-sale (POS) terminal that accepts card payments. With every tap, consumers take a step toward greater convenience, security, and efficiency, transforming daily transactions into an empowering experience tailored to their evolving needs.

This collaboration between GCash and Mastercard enhances the digital payment landscape nationwide. By integrating GCash’s accessibility with Mastercard’s extensive, trusted payments network, Tap n’ Pay provides Filipinos a smooth and secure payment experience for both users and merchants, allowing the users to make contactless purchases via the GCash app with just a tap – wherever Mastercard is accepted in the Philippines.
 
“This collaboration further solidifies our commitment to offering Filipinos convenient and secure cashless payment solutions, making everyday transactions easier and more seamless,” said Ren-Ren Reyes, president and CEO of G-XChange, Inc. the mobile wallet operator of GCash.
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Currently, Tap n’ Pay is available for local transactions, with plans for international availability soon. This initiative is part of GCash’s ongoing efforts to improve financial access and convenience for Filipinos, whether at home or abroad. With Mastercard, users can tap to pay at merchants nationwide that accept contactless payments. This enhanced feature simplifies payments delivering a faster and more convenient cashless payment experience.
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Simon Calasanz, Country Manager, Philippines, Mastercard added, “Mastercard is thrilled to collaborate with GCash, powering Tap n’ Pay with NFC technology to introduce a new avenue for contactless digital payments in the Philippines. The collaboration advances Mastercard's commitment to providing greater choice for cardholders and enabling a more frictionless payment experience. Now, all GCash Wallet app users can simply activate Tap n’ Pay in their GCash app and pay by just tapping their phones wherever Mastercard is accepted — making transactions faster, easier, and secure.”
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At the core of this seamless and secure payment experience is OpenFabric, GCash’s trusted partner for digital payments. OpenFabric plays a crucial role in enabling the provisioning of Mastercard’s tokens and managing the transaction gateway between GCash and Mastercard merchants. This technology ensures that GCash users enjoy a smooth, secure, and effortless Tap n’ Pay experience at Point-of-Sale (POS) terminals across the Philippines.
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Users must have an active internet or cellular data connection to ensure secure and uninterrupted transactions with every tap.
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With an extensive range of digital payment solutions, GCash and its partners remain committed to driving financial inclusion and innovation in the country providing millions of Filipinos with convenient financial services.
 
Mynt is the first and only $5 billion unicorn in the Philippines. It's a leader in mobile financial services focused on accelerating financial inclusion through mobile money, financial services, and technology.  Mynt operates two fintech companies: GXI, the mobile wallet operator of GCash — the #1 Finance App in the Philippines, and Fuse Lending, a tech-based lending company that gives Filipinos access to microloans and business loans.

GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.

Mynt and GCash are staunch supporters of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.